|
|
|
| Loan
Rates |
|
|
RISK BASED LENDING PROGRAM |
Effective
date 5/2/08
All rates are subject to change |
SECURED
DEBT - DMV Titled
|
As
low as 5.15
% |
| UNSECURED
DEBT |
As
low as 8.20
% |
| HOME
EQUITY |
|
| Open
end Line of Credit |
3.75
% Variable *** |
| 5
Year Fixed |
As
low as
4.25% |
| 10
Year Fixed |
As
low as
5.00% |
| 15
Year Fixed |
As
low as
5.50% |
|
**Currently
at 3.75%
APR per Board Action |
|
| HOME
IMPROVEMENT (HUD) |
As
low as
5.00
% |
| POOLS |
As
low as
5.25% |
| FULLY
SHARE SECURED |
1.5
% above secured dividend rate |
| OVERDRAFT
LINE OF CREDIT |
14.9
% |
| ***Some
restriction may apply; see us for
details |
|
|
|
|
|
|
| Your
rate may vary from the above rates and will be
determined by your credit history. |
|
|
|
|
CD
RATES |
|
| 6
MONTH |
|
|
3.15% APY |
| 9
MONTH |
|
|
3.25% APY |
| 12
MONTH |
|
|
3.35% APY |
| 24
MONTH |
|
|
3.45% APY |
36
MONTH
|
|
|
3.55% APY |
|
|
|
| Expressed
as Annual Percentage Yield (APY) |
IRA rates pay .25% higher than listed above |
|
($500 minimum) |
All
shares are insured by NCUSIF |
| |
|
|
| The
CD rates are subject to change without notice.
|
|
Note: There is a charge for early
withdrawals for all of our certificates.
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