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| Loan
Rates |
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| RISK BASED LENDING PROGRAM |
Effective date 12/19/08
All rates are subject to change |
SECURED DEBT - DMV Titled
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As low as 4.95 % |
| UNSECURED DEBT |
As low as 8.50 % |
| HOME EQUITY |
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| Open end Line of Credit |
4.35% Variable *** |
| 5 Year Fixed |
As low as 5.15% |
| 10 Year Fixed |
As low as 5.60% |
| 15 Year Fixed |
As low as 6.15% |
| **Currently at 5.00% APR per Board Action |
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| HOME IMPROVEMENT (HUD) |
As low as 5.85% |
| POOLS |
As low as 6.60% |
| FULLY SHARE SECURED |
1.5 % above secured dividend rate |
| OVERDRAFT LINE OF CREDIT |
14.9 % |
| ***Some restriction may apply; see us for details |
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| Your rate may vary from the above rates and will be determined by your credit history. |
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