It pays to be a credit union member—especially when you’re in the market for an auto loan. Take advantage of our competitive auto rates. Purchase a new or used vehicle, or refinance your existing auto loan from another lender to lower your payments.

  • Set up auto pay
  • Credit Life and Credit Disability coverage available based on eligibility.
  • Guaranteed Asset Protection (GAP)
  • Low cost vehicle warranty protection
  • Convenient rate match program

Auto Insurance Requirements

If you have an auto loan with us, you will be required to provide proof of insurance. Comprehensive and collision coverage with a maximum deductible of $1,000.00 must be maintained for the term of the loan. Your policy should be in effect from the date of funding and have a full description of the vehicle shown, as well as our credit union listed as lien holder.

Lien Holder Address:

Parks Heritage Federal Credit Union
5 Murray Street
Glens Falls, NY 12801
Fax (518) 926-4707

Terms & Conditions

All loans subject to approval. Rates, terms, and conditions are subject to change.

* Please contact our experienced loan department for rates and qualifications at (518) 926-4700

ABA Routing Number: 221375695