Recreational Vehicle

  • Details

    It's always good to get away! Finance your recreational vehicle with us! We will finance boats, RVs, personal watercraft. ATVs, UTVs and dirt bikes. Experience many of the benefits of a Parks Heritage Recreational Vehicle Loan, including:

    • Competitive rates
    • Flexible terms up to 180 months
    • Borrow up to $100,000
    • Credit Life and Credit Disability coverage available based on eligibility.
    • Guaranteed Asset Protection (GAP)

    Insurance Requirements

    If you have a recreational loan with us, you will be required to provide proof of insurance. Comprehensive and collision coverage with a maximum deductible of $1,000.00 must be maintained for the term of the loan. Your policy should be in effect from the date of funding and have a full description of the vehicle shown, as well as our credit union listed as lien holder.

    Lien Holder Address:

    Parks Heritage Federal Credit Union
    5 Murray Street
    Glens Falls, NY 12801

    Fax (518) 926-4707

  • Rates

    Up to 60 MonthsUp to 120 MonthsUp to 180 Months
    Recreational Vehicle 2009 or newer
    ARP as Low as:

    Terms & Conditions

    All loan rates are displayed as APR= Annual Percentage Rate and include a .75% relationship discount. (0.25% for Direct Deposit / Auto Pay / Checking Account, 0.25% for Financing 2 or More Loans at the Same Time, 0.25% for Having a Mortgage or Home Equity with PHFCU.)

    A sample payment at 3.50% APR would be $18.31 per $1,000 borrowed based on a 60 month loan with 90 days to 1st payment. All loans subject to approval. Rates, terms, and conditions are subject to change without notice. Your overall credit worthiness will determine the rate, term, and amount available to you. Fees and charges may apply.

    Interest will accrue from contract date.

  • Apply

ABA Routing Number: 221375695