Certificate Secured Loans

Be prepared for life's expenses, whenever they happen, with a Certificate Secured loan. Whether you're looking to consolidate higher interest rate debt, renovate your kitchen, or cover an unexpected repair, we offer a loan that puts your saving to work without spending it..

  • Financing up to 100% of the available certificate account balance with verified available funds
  • Allows you access to your funds with out having to pay early withdrawal penalties to break your certificate
  • Interest only payments available
  • Credit Life and Credit Disability coverage available based on eligibility.
  • Free account access via Online Banking

* Please contact our experienced loan department for rates and qualifications at (518) 926-4700