Membership at Parks Heritage Federal Credit Union comes with a lot of perks.

But it doesn't come with a long list of unnecessary fees.

A Parks Heritage checking account has no monthly service fee, no minimum balance, and members enjoy the following free features:

  • Direct Deposit
  • Unlimited Check-Cashing
  • Unlimited Check-Writing
  • Visa® Debit Card
  • Online Banking
  • Online Bill-Pay
  • Mobile Banking
  • CHECK-IN Remote Deposit Capture
  • Overdraft Protection from Savings
  • Notary Service
  • Use of nearly 60,000 ATMs Nationwide
  • eStatements
  • eAlerts

Instant Issue VISA® Debit Card

Your Visa debit card works wherever you see the Visa logo and at nearly 60,000 ATMs nationwide - FREE of charge. Also, Parks Heritage is one of very few institutions in the tri-county area with instant issue capacity. Gone are the days when you had to wait for a card to come in the mail. Open a new checking account and leave with a debit card the same day. If you need a replacement card for any reason, we make it on the spot.

To provide additional safety for online shopping, you can register your Parks Heritage Debit Card with Verified by Visa®.

Another perk, if you are coming to us from another institution we keep it from being awkward or difficult. We can make your switch easy by setting up direct deposit, redirecting automatic payments and even closing your old checking account.